Terms of Service

Last Updated: July 25, 2025

These Terms of Service ("Terms", "Agreement") govern your use of Calculatoris ("we," "us," or "our") website located at www.calculatoris.com and all associated calculator tools, AI chatbot features, and related services ("Service"). By accessing or using our Service, you agree to be bound by these Terms.

1. Acceptance of Terms

By accessing and using Calculatoris, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

  • Calculator Tools: We provide various online calculators for financial, mathematical, health, and general purpose calculations
  • AI Chatbot: Our intelligent chatbot provides guidance and assistance related to calculations and financial planning
  • Educational Content: Information and resources to help users understand calculations and financial concepts
  • Free Access: Our basic services are provided free of charge to all users

3. User Responsibilities

  • Accurate Information: You are responsible for providing accurate data when using our calculators. Results are only as reliable as the information you input
  • Appropriate Use: Use our Service only for lawful purposes and in accordance with these Terms
  • No Misuse: Do not attempt to hack, reverse engineer, or compromise the security of our Service
  • Respectful Communication: When using our chatbot, maintain respectful and appropriate communication
  • Privacy Protection: Do not share sensitive personal or financial information through our chatbot

4. Service Limitations and Disclaimers

  • Educational Purpose: Our calculators and chatbot are provided for informational and educational purposes only
  • No Professional Advice: We do not provide legal, financial, investment, tax, or professional advice
  • No Guarantee: While we strive for accuracy, we cannot guarantee that all calculations or chatbot responses are error-free
  • External Verification: Always verify important calculations with qualified professionals
  • No Liability for Decisions: We are not responsible for any financial or other decisions made based on our Service

5. Chatbot and AI Features

  • Third-Party Integration: Our chatbot uses OpenAI's API for intelligent responses
  • No Personal Advice: Chatbot responses are general in nature and not personalized advice
  • Data Processing: Chatbot interactions may be processed by third-party AI services
  • Accuracy Limitations: AI responses may contain errors or may not always be current
  • OpenAI Terms: Use of our chatbot is also subject to OpenAI's terms of service

6. Analytics and Tracking

  • Google Analytics: We use Google Analytics (with your consent) to understand website usage and improve our services
  • Cookie Consent: Non-essential tracking requires your explicit consent through our cookie banner
  • Data Collection: Analytics data is anonymized and used solely for service improvement
  • Third-Party Terms: Use of Google Analytics is subject to Google's terms of service and privacy policy
  • Opt-Out: You can withdraw consent or opt out of tracking at any time through your cookie preferences

7. Intellectual Property

  • Service Ownership: All content, features, and functionality of Calculatoris are owned by us
  • Trademarks: Calculatoris and related marks are our trademarks
  • Limited License: We grant you a limited, non-exclusive license to use our Service for personal, non-commercial purposes
  • Restrictions: You may not copy, modify, distribute, or create derivative works of our Service

8. Limitation of Liability

To the maximum extent permitted by law:

  • We provide our Service "as is" without warranties of any kind
  • We are not liable for any direct, indirect, incidental, or consequential damages
  • Our total liability shall not exceed the amount paid by you for our Service (which is currently $0)
  • We are not responsible for any financial losses resulting from use of our calculators or chatbot advice

9. Privacy and Data

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information when you use our Service, including our use of cookies and Google Analytics for website improvement.

10. Prohibited Uses

You may not use our Service:

  • For any unlawful purpose or to solicit others to perform unlawful acts
  • To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
  • To transmit or procure the sending of any advertising or promotional material without our prior written consent
  • To impersonate or attempt to impersonate the company, an employee, another user, or any other person or entity
  • In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful

11. Service Availability

  • Uptime: We strive to maintain high service availability but cannot guarantee 100% uptime
  • Maintenance: We may temporarily suspend the Service for maintenance or updates
  • Modifications: We reserve the right to modify or discontinue features at any time
  • No Refunds: As our Service is free, no refunds are applicable

12. Termination

We may terminate or suspend your access to our Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

13. Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will update the "Last Updated" date and post the revised Terms on this page. Your continued use of the Service after any changes indicates your acceptance of the new Terms.

14. Governing Law

These Terms shall be interpreted and governed by the laws of the jurisdiction in which our company is registered, without regard to its conflict of law provisions.

15. Contact Information

If you have any questions about these Terms of Service, please contact our support team. We will do our best to address your concerns promptly.

Acceptance of Terms

By using Calculatoris, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please discontinue use of our Service immediately.